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DIRECTORS AND OFFICERS LIABILITY
(NON -PROFIT)
Insures Corporate Directors and Officers against claims alleging loss arising from mismanagement.
CLASSES OF BUSINESS IN PRIVATE COMPANY D&O:
| CLASS I-PREFERRED |
CLASS II-ACCEPTABLE |
CLASS III-ACCEPTABLE |
| Advocacy Group |
Association for Retarded Citizens |
Community Action Program |
| Art & Cultural Center |
Church |
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| Chamber of Commerce |
Country Club/Yacht Club |
Economic Development Corporation |
| Civic Association |
Crisis Center/Hotline |
Housing Authority Employees |
| Foundation |
Daycare |
Utility Services (Annual Revenue less than & 5 mil) |
| Food Bank |
Employment Counseling/Job Training |
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| Homeless/Women's Shelters |
Fairs/Exhibitions |
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| Humane Society |
Goodwill Industries |
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| Library |
Hospice |
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| Meals on Wheels |
Low Income Housing |
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| Membership |
Private School (K-12) |
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| Mental Health/Drug/Alcohol Counseling (Outpatient Services) |
Residential Facility/Group Home (excluding: juvenile delinq./ex-convicts) |
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| Rescue Mission |
Urban League |
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| Trade Association (excluding: Accountants, Dentists, Lawyers) |
Safety Council |
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| United Way |
YMCA/YWCA |
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| Youth Services/Junior League |
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PROHIBITED CLASSES:
| Abortion Clinics |
Environmental/Activist Group |
| Adoption/Foster Care Placement Services |
Medical/Dental Providers |
| Blood Bank |
Nursing Home |
| Credit Counselors |
Residential Facilities |
| College Fraternities/Sororities |
Public School/Colleges |
| Dentist & Accountant Trade |
Union |
* HOMEOWNER/ CONDO ASSOCIATION* We have a specialty market for this class. Refer to NWC Underwriter for quote.
PROFESSIONAL LIABILITY
Professional liability insurance protects against claims arising from your acts, errors or omissions in rendering services of a professional nature.
ACCEPTABLE CLASSES:
| Accountants (S) |
Notary |
| Auctioneer |
Professional Employee Organization |
| Claim Adjuster |
Printers |
| Computer/Technology Consultant (S) |
Process Servers |
| Court Reporter |
Property Managers (S) |
| Credit Union |
Public Relations Consultants |
| Financial Consultant |
Publisher |
| Graphic Designer |
Risk Manager/Insurance Consultant |
| Human Resources Consultant |
Safety Consultant |
| Interior Designer/Decorator |
Temporary Employment Agency (S) |
| Lawyers - except in CA, LA, NJ, ND. |
Third Party Administrator (S) |
| Management Consultant (S) |
Trainer |
| Marketing Consultant |
Translator/Interpreter |
| Mortgage Brokers (S) |
Travel Agency (no tours) (S) |
(S) Indicates Supplemental required and can be downloaded from NWC website.
PROHIBITED CLASSES:
| Actuary |
Electrolysis |
Manicurist |
| Acupuncture |
Engineer |
Marine Surveyor |
| Advertising Agency |
Entertainment Industry |
MGA/MGU |
| Architects |
Equipment Appraiser |
Nanny Service |
| Art/Coin/Gem Dealer |
Escort Service |
Paralegal |
| Auditor |
Film Editing |
Private Investigator |
| Banker Professional |
Fitness/Personal Trainer |
Real Estate Developer |
| Barbers/Beautician |
Foreclosure Agent |
Real Estate Developer |
| Building/Construction Contractor |
Forester |
Real Estate Agent |
| Cemeteries |
Franchiser |
Real Estate Appraiser |
| Collection Agencies |
Freight Forwarder |
Structured Settlement |
| Composer/Lyrist |
Funeral Director |
Syndicate |
| Consumer Credit/Lending Corps |
Home Health/Medical Care |
Tax Preparer |
| Cosmetologist |
Home Inspector |
Talent Agent |
| Credit Bureau |
Insurance Agents/Brokers |
Ticket Broker |
| Day Care Center |
Kennel/Pet Instructor |
Title/Escrow |
| Designer/Builder |
Land Surveyor |
Tutor |
| Driving Instructor |
Lease Broker |
Educator |
DIRECTORS AND OFFICERS LIABILITY
(FOR-PROFIT)
Insures Corporate Directors and Officers against claims alleging loss arising from mismanagement.
CLASSES OF BUSINESS IN PRIVATE COMPANY D&O:
| Preferred Classes (non-financial) |
Acceptable Classes (non-financial) |
| Agricultural |
Bio Tech |
| Manufacturing |
Med Tech |
| Publishers |
Casinos |
| Retail Business |
Construction |
| Service Companies |
Contracting |
| Service Firms |
High Tech |
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R&D CO's |
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Real Estate Management |
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Restaurants |
| Acceptable Classes (Financial) Private Company Protection Plus Form |
| Banks |
Mortgage Bankers/Brokers |
| Captives |
Mutual Funds |
| Cooperatives |
Pension Funds |
| Finance Companies |
Risk Retention Groups |
| Insurance Companies |
Savings & Loans |
| Investment Managers |
Savings Banks |
| Joint Underwriting Associations |
Security Broker Dealers |
| Money Managers |
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PROHIBITED CLASSES:
| All non-profit organizations |
General Partnerships/Limited Partnerships |
Precious Metals Dealer/ Brokers |
| Government Entities |
Gov't Loan Agencies |
Securities Exchanges |
| Airports |
Investment Bankers |
State Insurance Pools |
| Automobile Dealerships |
Law Firms |
Professional Sport Teams |
| Bar Associations |
Motion Picture Producers Entertainment |
Unions |
| Boards of Education |
Offshore Insurance |
Trusts |
| Hospitals/Health Care Clinics |
Offshore Reinsurance Companies |
Real Estate Brokers |
| Companies domiciled outside the U.S. |
Police Departments |
Environmental Services Firms |
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