Business Owner Package Program and General Liability Programs

The Business Owner's Policy or BOP is an affordable way for Small Business Owners to obtain the property and liability coverages they need under a single policy. Since no Small Business Owner is the same, there are numerous endorsements that can be added to provide a more tailored policy for their specific insurance needs.

NWC Insurance Services has numerous avenues to provide you with A rated carriers both admitted and non-admitted for the stand-alone General Liability product. Product availability varies from state to state. Some General Liability submissions may be combined with other coverages to form a Business Owners Package. This will sometimes reduce the cost and provide more market availability. We have developed strong relationships with carriers that will fit your commercial insurance needs.

• Competitive Pricing
• Numerous A Rated - Admitted Carriers
• Professional Liability for Tech and Salons risks
• Excess Liability available
• Experienced Underwriters waiting to help you classify a risk
• Contact us to pre-qualify an account before completing an application to save you time

Business Owner Package Quote Request

California Restaurant Program

Our Acceptance Restaurant Program is SCRUMPTIOUS!

• Premium based on customer area not sales.
• Admitted A rated carrier.
• Competitive pricing and flexible underwriting.

Four classes of restaurants available:

• Non Franchised fast food or refreshment stands no table service.
• Restaurants up to 2,500 sq feet with 30% liquor sales - table service.
• Restaurants up to 4,000 sq feet with 40% liquor sales - table service.
• Restaurants with banquet rooms rented or held for specific groups.

Coverage Highlights:

• $1 million each occurrence - $2 million aggregate limit.
• Excess liability coverage available.
• Special form on building and contents.

Use the self rating form below to see if it qualifies for the program and if it does you can quote it yourself. 

Restaurant Rater

 NEW PROGRAM  - Planned Unit Developments - For Allstate Agents

Available in AZ, CA, CO, IL, NV, NM, VA, WA

 Designed for Associations Responsible for the Management and Administration of Common Areas as well as Shared Amenities for Planned Communities...and Commercial Planned Unit Developments and Business Parks.

  Coverages: 

• Property up to $10 million Total Insured Value (gross)
• General Liability - $1 million per occurrence/$2 million General Aggregate
• Non-Owned & Hired Auto - $1 million CSL
• Fidelity bond up to $500,000-includes D & O
• Umbrella Liability
• Crime
• Agreed Value & Blank Endorsements with Statement of Value
• Ordinance or Law
• Computer Equipment
• Media, Electronic Data & Programs
• Lock replacement
• Newly Acquired or Constructed Buildings
• Newly Acquired or Constructed Personal Property
• Valuable papers and Records
• Off Premises Utility Failure - Damage to coveraged property
• Earthquake Sprinkler Leakage
• Deductibles from $1,000 up to $5,000

Forms:

Commercial Application 

PUD HOA Application      

Fax the forms to 1-866-577-7595