




Available in: AZ, CA, OR, NV, UT, WA
Commercial Earthquake coverage is written on a DIC (Difference in Conditions) form and has an annual renewal. Deductibles range from 5% to 20% depending on the individual carrier and the characteristics of the risks. Premium is calculated based on the location of the building, age of the building, type of construction and the parking configuration.
The key factors in determining what earthquake insurance premiums are: